Terms & Conditions

These Terms & Conditions govern your use of this website and of our mobile applications. By using either, you agree to them. If you do not agree, please do not use them.

Please read these terms alongside our Privacy Policy.

1. Who we are

CHUNOVATION PLT (Registration No. 202604001940 (LLP0047180-LGN)) is a limited liability partnership registered under the Limited Liability Partnerships Act 2012. In these terms, “we”, “us” and “our” mean CHUNOVATION PLT.

“Our apps” means Crypto Analysis and Invest Calculator, together with any other application we publish and apply these terms to.

2. Important — our apps are not financial advice

Our apps are provided for general information and educational purposes only. Nothing in them is financial, investment, trading, tax or legal advice, and nothing in them is a recommendation, an offer, or a solicitation to buy or sell anything.

CHUNOVATION PLT is not licensed or registered by the Securities Commission Malaysia, Bank Negara Malaysia, or any other financial regulator, and we do not provide advisory, dealing, fund management or capital markets services of any kind.

You should understand, before relying on anything our apps show you:

• Markets carry risk. The value of investments and digital assets can fall as well as rise, and you can lose some or all of the money you put in. Past performance tells you nothing reliable about the future.
• Calculations are estimates. Our calculators apply the formula you would expect to the numbers you enter. They do not account for fees, spreads, slippage, taxes or anything else specific to your situation, and their output is not a projection of what you will actually receive.
• Market data comes from third parties. Indices, prices, sentiment measures and total-value-locked figures are sourced from outside providers. We do not verify them, and they may be delayed, incomplete, or wrong.
• Decisions are yours. Any decision you take after using our apps is your own. We are not responsible for it.

If you need advice about your own circumstances, consult a licensed financial adviser.

3. Licence to use our apps

We grant you a personal, non-exclusive, non-transferable, revocable licence to use our apps on devices you own or control, for your own non-commercial use.

4. Advertising

Our apps are free to download and use, and are supported by advertising. Ads are delivered by a third-party network, and we do not control which specific ads you are shown. An advertisement appearing in our apps is not an endorsement by us of the advertiser, the product, or any offer it makes.

5. What you may not do

You may not:

• Copy, modify, or create derivative versions of our apps or this website
• Reverse engineer, decompile, or attempt to extract the source code, except where the law expressly permits it
• Remove, obscure, or alter any notice of ownership
• Use our apps or this website unlawfully, or in a way that damages, disables or overburdens them
• Use our name, wordmark, or branding without our written permission

6. Intellectual property

Our apps, this website, and everything in them — including the CHUNOVATION name and wordmark, the software, designs, text and graphics — belong to us or to our licensors, and are protected by copyright, trade mark and other laws. Nothing in these terms transfers any of those rights to you.

7. Availability, updates and changes

Our apps are distributed worldwide through the App Store, though availability in a particular country may differ where local requirements apply.

We may change, update, suspend or stop providing our apps or this website at any time. Some features need an active internet connection, and some depend on services and data provided by others, which we do not control.

We may release updates, and you may need to install them for our apps to keep working correctly. We do not promise that any app will remain compatible with every future version of an operating system or device.

Your mobile network’s own terms continue to apply while you use our apps. You are responsible for any data or roaming charges you incur, and if you are not the person who pays the bill for the device, we assume you have that person’s permission.

8. Disclaimer of warranties

To the extent permitted by law, our apps and this website are provided “as is” and “as available”, without warranty of any kind. We do not warrant that they will be uninterrupted, error-free, or that any information they display is accurate, current or complete.

9. Limitation of liability

To the extent permitted by law, we are not liable for any indirect or consequential loss, or for any loss of profit, revenue, data, or anticipated savings, arising from your use of our apps or this website — including any loss arising from a decision you took based on information they displayed, or from any inaccuracy or delay in third-party market data.

Nothing in these terms excludes or limits any liability that cannot lawfully be excluded or limited. That includes liability for fraud or fraudulent misrepresentation, liability for death or personal injury caused by our negligence, and any rights you have under the Consumer Protection Act 1999 that cannot be contracted out of.

10. Apple

You acknowledge that these terms are between you and us, and not with Apple. Apple is not responsible for our apps or their content, and has no obligation to provide any maintenance or support for them. Apple is not responsible for addressing any claim you have relating to our apps.

Apple and its subsidiaries are third-party beneficiaries of these terms, and Apple has the right to enforce them against you as a third-party beneficiary.

11. Other services and links

Our apps and website may link to, or display data from, services we do not operate. We are not responsible for their content, availability, accuracy, or their privacy practices.

12. Ending these terms

You may stop using our apps at any time by deleting them from your device. We may end your licence if you breach these terms. When the licence ends, you must stop using our apps and delete them.

13. If part of these terms cannot be enforced

If any provision of these terms is found to be unenforceable, the rest continues to apply.

14. Changes to these terms

We may update these terms. When we do, we will change the effective date at the top of this page and post the new version here. Continuing to use our apps or this website after a change means you accept the updated terms.

15. Governing law

These terms are governed by the laws of Malaysia, and you and we submit to the jurisdiction of the courts of Malaysia.

16. Contact

CHUNOVATION PLT Registration No. 202604001940 (LLP0047180-LGN) Email: support@chunovation.com

17. Language

These terms are published in English and Bahasa Malaysia. If there is any inconsistency between the two versions, the English version prevails.